NEW CAR PERSONAL FINANCE CALCULATOR.

Your perfect MINI is closer than you think. Use our new car finance calculator to filter the best options based on your budget, deposit and preferences.

Whether you're drawn to the MINI Cooper, or eyeing up the Countryman, our calculator helps you to compare the deals and finance products available to make your next MINI a reality.

Our representative example aims to outline the typical costs associated with our most popular vehicle and finance package.

156 offers available SHOW ME

156 offers available

REPRESENTATIVE EXAMPLE

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MINI Select (PCP) i

Term of agreement48 months
47 monthly payments£240.00
On the road cash price*£25,485.00
Customer deposit£3,000.00
Our deposit contribution£0.00
Total deposit£3,000.00
Total amount of credit£22,485.00
Option to purchase fee£0.00
Optional final payment^£12,527.74
Total amount payable£26,807.74
Rate of interest1.9% fixed
A.P.R.1.9%

Arnold Clark Automobiles Limited, trading as Arnold Clark is a credit broker not a lender.

Terms and Conditions

Representative example is for a MINI Select agreement for a MINI Cooper C Classic with a contract mileage of 32,000 miles and excess mileage charge of 8.44p per mile. Applies to a vehicle ordered between 1 October 2026 and 4 January 2027 (subject to availability) and registered by 31 March 2027. MINI deposit contribution only available when you take out MINI Select. Retail customers only. *On the road cash price includes 3-year MINI Warranty for new vehicles, MINI Emergency Service, 12-month vehicle tax, vehicle first registration fee for new vehicles, delivery to MINI retailer, number plates, if applicable and VAT. ^Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. 'MINI Select' is a form of hire purchase agreement provided by MINI Financial Services, a trading name of BMW Financial Services (GB) Ltd, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement. Arnold Clark Automobiles Limited introduces customers to MINI Financial Services only for vehicle finance. We do not consider finance offered by other lenders and do not provide independent financial advice. If you enter into a finance agreement, MINI Financial Services will pay us a fixed commission. The amount of commission varies for different vehicle models. The APR and the interest rate that you pay for your finance agreement with MINI Financial Services is fixed by them. We cannot change the APR and/or the commission for your finance agreement. MINI Financial Services takes into account the payment of commission when they set the APRs which we offer to customers. The amount of commission will be disclosed to you in good time before you sign the finance agreement.

Term of agreement48 months
47 monthly payments£486.65
On the road cash price*£25,485.00
Customer deposit£3,000.00
Our deposit contribution£0.00
Total deposit£3,000.00
Total amount of credit£22,485.00
Option to purchase fee£1.00
Total amount payable£26,360.20
Rate of interest1.9% fixed
A.P.R.1.9%

Arnold Clark Automobiles Limited, trading as Arnold Clark is a credit broker not a lender.

Terms and Conditions

Representative example is for a MINI Hire Purchase agreement for a MINI Cooper C Classic. Applies to a vehicle ordered between 1 October 2026 and 4 January 2027 (subject to availability) and registered by 31 March 2027. Retail customers only. *On the road cash price includes 3-year MINI Warranty for new vehicles, MINI Emergency Service, 12-month vehicle tax, vehicle first registration fee for new vehicles, delivery to MINI retailer, number plates, if applicable and VAT. Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. 'MINI Hire Purchase' is a form of hire purchase agreement provided by MINI Financial Services, a trading name of BMW Financial Services (GB) Ltd, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement. Barons Automotive Limited introduces customers to MINI Financial Services only for vehicle finance. We do not consider finance offered by other lenders and do not provide independent financial advice. If you enter into a finance agreement, MINI Financial Services will pay us a fixed commission. The amount of commission varies for different vehicle models. The APR and the interest rate that you pay for your finance agreement with MINI Financial Services is fixed by them. We cannot change the APR and/or the commission for your finance agreement. MINI Financial Services takes into account the payment of commission when they set the APRs which we offer to customers. The amount of commission will be disclosed to you in good time before you sign the finance agreement.